Legal Info

The Investment will be a simple loan facility between the Lender and the Borrower.

The Lender will be a named individual or formally registered business entity.

The Borrower will be Invest Reviva Ltd, a private limited company registered in England under number 15596896, whose registered address is 50 St. Marys Road, Hemel Hempstead, Hertfordshire, United Kingdom, HP2 5HL.

All initial payments, to the value of 25% of the total investment, will be made to Invest Reviva Ltd.

When the funding target for Reviva has been reached and all initial payments from Lenders have been received all individual loan agreements with lenders will be novated (or transferred) from Invest Reviva Ltd to a newly formed legal entity in Spain, with a similar corporate structure. For the purposes of this high level legal information this new entity will be labelled Reviva FutureCo Sociedad Limitada.

The Investment will be formally agreed using a standardised loan facility contract.

Lenders must ensure that they are fully aware of the risks associated with lending money to Invest Reviva Ltd (“Reviva”)

Loans to companies which have yet to generate revenues, or which are at an early stage of development are high risk and you may lose all or some of the amount lent if such companies default.

Information provided in respect of Reviva has been provided by management or advisors who have been authorised by Reviva to do so. All views expressed regarding Reviva, projections, forecasts and statements relating to expectations of future events are those of Reviva, but these relate to future circumstances and are inherently uncertain. Any such statement is no guarantee for future earnings or results. No representation or warranty is made, or assurance given, that such statements, views, projections, or forecasts are correct or that Reviva’s objectives will be achieved.

Information about past performance and opinions stated are given for your reference and are not to be relied upon, and no responsibility is accepted by Reviva, its directors, partners, officers, employees or agents in respect thereof.

The following risk warnings are not intended to be a complete list of all the risks involved in lending to Reviva. If you are in any doubt about the action you should take, you should seek the advice of your solicitor, accountant or other professional adviser.

Loss of capital. The provision of loans to Reviva involves risks. Even if the loan is secured, there is the potential for default by  Reviva which may lead to a complete loss of the amount lent.

Illiquidity. Reviva envisages setting up a small and unlisted private company. The provision of loans to these types of companies is highly illiquid as there is no secondary market for the loans.

Tax. You are responsible for the payment of your own tax liabilities arising in respect of any loan you make. You should seek independent tax advice before providing loans to a Borrower if you are unsure about the tax consequences.

Competition. Reviva may face various competitors in the market and there is no guarantee that Reviva will continue to have unique selling points or differentiators. Lenders must consider the risks associated with the level of competitors of Reviva.

Recruitment & Resources. Reviva may find it difficult to recruit or sub-contract the quantity of people and calibre of people required to meet the financial projections provided. Reviva’s inability to recruit or sub-contract may adversely affect the ability to repay its debts. In addition, as a small business, the loss of key individual(s) can have a negative impact on the business and the ability of Reviva to pay interest and repay loan capital.

Operating risks. There are risks associated with managing a new business venture. Even though the relevant directors may have been exposed to such risks in the past, there is no guarantee that all operating risks will be fully covered. This could adversely affect Reviva’s ability to repay its debts.

Financial Information. Reviva is willing to provide information about their business structure, governance and principal activities as well as historical financial information and projections, however no third-party evaluation of the Reviva’s ability to fulfil its obligations under a loan agreement is carried out.